Medicare, the federal health insurance program for people ages 65 and over and younger people with long-term disabilities, plays a major role in the U.S. health care system. Medicare provides health insurance coverage for 65 million people, nearly 20% of the U.S population – a share which will grow larger in the coming decades. In 2020, Medicare spending…[READ MORE]
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Medical debt has dropped during the pandemic, but that trajectory could reverse course in the coming months, new research suggests. The share of adults ages 18 through 64 who carry medical debt dropped to 16.8% in April 2021 from 23.6% in March 2019, according to a new study from the Urban Institute…[READ MORE]
CMS Revives Standardized Plans and Federal Network Adequacy Review
The Centers for Medicare & Medicaid Services (CMS) released the final 2023 Notice of Benefit and Payment Parameters (NBPP), the annual rule outlining key policies for the individual and group health insurance markets for plan year 2023 and beyond. This year’s notice is the first…[READ MORE]
Americans Are Set To Receive $1 Billion In Health Insurance Rebates This Year
It often seems like healthcare costs only go one direction: up. But this year, millions of Americans can look forward to getting money back from their health insurer. According to the Kaiser Family Foundation (KFF), health insurers expect to rebate $1 billion to 8.2 million health plan members, equivalent to $128 per member. The anticipated…
HMO, PPO, EPO or POS? Choosing a managed care option
There are a lot of factors to consider when you’re shopping for individual health insurance coverage – from premiums to deductibles to on-exchange and off-exchange and ACA-compliant (or not). If you’re shopping in the individual health insurance market, you’ll definitely be making a choice of metal tier…[READ MORE]
What Is A Health Insurance Premium?
If you use health insurance to help cover your health care costs, you’re likely paying a monthly premium every month. This fee entitles you to the coverage outlined in your health insurance plan. Health insurance, including premiums, can be tricky to understand. Read on for a comprehensive review of health insurance premiums and how they…
AHA, AMA, AHIP and others support permanent extension of ACA tax credits
The American Hospital Association has joined the American Medical Association, AHIP and other healthcare organizations in drafting a letter to congressional leaders supporting a permanent extension of tax credits under the Affordable Care Act. The signees, which also include the Blue Cross Blue Shield Association, Federation of American Hospitals and the American Academy of Family…